Consulting
Strategic Planning
Carpenter has provided services that support community banks throughout the cycle of formation, growth, expansion, acquisition and sale. The firm supports client banks with a range of services including:
- Strategic planning
- Review and strategies for regulatory responses
- Asset disposition options
- Capital considerations
- Assessments of competitive and market conditions
The firm has successfully assisted banks in improving asset quality, overhauling corporate governance and transparency, restoring good regulatory standing, and revising business strategies in order to increase earnings and shareholder value. We also conduct strategic retreats for bank boards of directors.
Management Planning
Identifying and retaining the right management team is critical to success. Through its consulting activity and respected reputation in the banking sector, Carpenter has developed a vast network of banking executives and industry professionals. From this network, the firm is a valued resource in assisting with management succession plans, the placement of qualified banking executives and the identification of qualified candidates to serve as bank directors.
Regulatory Consulting
Carpenter has assisted bank clients with regulatory consulting assignments for decades. From expansion and market-entry projects to capital and financial planning, our support has helped our clients and the regulators achieve their business and compliance objectives.
New Bank Formation
At the core of Carpenter’s banking practice and competencies is its role in bank formation. Successful support of new bank groups requires ready command of the whole range of banking disciplines. The new bank practice creates lasting relationships with bankers and regulators and builds upon the special trust and reputation held by the firm.



